第12部分(第2/8 頁)

achers　how　what　we　studied　was　applicable；　or　we　asked　why　we　never　studied　money　and　how　it　worked。　To　the　later　question；　we　often　got　the　answer　that　money　was　not　important；　that　if　we　excelled　in　our　education；　the　money　would　follow。

The　more　we　knew　about　the　power　of　money；　the　more　distant　we　grew　from　the　teachers　and　our　classmates。

My　highly　educated　dad　never　pressured　me　about　my　grades。　I　often　wondered　why。 But　we　did　begin　to　argue　about　money。　By　the　time　I　was　16；　I　probably　had　a　far　better　foundation　with　money　than　both　my　mom　and　dad。 I　could　keep　books；　I　listened　to　tax　accountants；　corporate　attorneys；　bankers；　real　estate　brokers；　investors　and　so　forth。 My　dad　talked　to　teachers。

One　day；　my　dad　was　telling　me　why　our　home　was　his　greatest　investment。　A　not…too…pleasant　argument　took　place　when　I　showed　him　why　I　thought　a　house　was　not　a　good　investment。

The　following　diagram　illustrates　the　difference　in　perception　between　my　rich　dad　and　my　poor　dad　when　it　came　to　their　homes。　One　dad　thought　his　house　was　an　asset；　and　the　other　dad　thought　it　was　a　liability。

I　remember　when　I　drew　a　diagram　for　my　dad　showing　him　the　direction　of　cash　flow。 I　also　showed　him　the　ancillary　expenses　that　went　along　with　owning　the　home。　A　bigger　home　meant　bigger　expenses；　and　the　cash　flow　kept　going　out　through　the　expense　column。

Today；　I　am　still　challenged　on　the　idea　of　a　house　not　being　an　asset。　And　1　know